It's important to clarify that the Paytm app itself is not banned . However, its integrated Paytm Payments Bank has been facing restrictions imposed by the Reserve Bank of India (RBI) since February 1, 2024. Here's a breakdown of the situation: What's Not Banned: The Paytm app: You can still use the Paytm app for various functions like online shopping, bill payments, recharges, entertainment bookings, and travel reservations. Paytm Wallet: Existing Paytm wallet users can continue to utilize their wallet balance for transactions within the app. UPI Services: Paytm users can still make and receive payments through UPI (Unified Payments Interface) linked to other bank accounts (excluding Paytm Payments Bank). What's Restricted: Paytm Payments Bank: Effective February 29, 2024, Paytm Payments Bank cannot accept new users or top-ups to its wallets, prepaid instruments, FASTags, and linked savings accounts. Existing Paytm Payments Bank Users: Existing use...